Financial Coaching FAQs

Financial coaching gives you a high level of detail and individual attention.  A financial coach devotes all their resources to your specific situation.  Although financial coaching does cost money, it is a necessity for some people. If you need a financial coach, then you need to compare the cost to the costs of bankruptcy, which can be $500—2,000 in legal fees alone or the cost of compounding interest on your debt or credit counseling. A Financial Coach is a bargain compared to the alternative, plus you'll have a plan and be on the road to a successful financial future!

Many couples also find that addressing their financial situation reduces the stress on their marriage.  My policy requires both spouses to attend the coaching session. From experience, I've learned that coaching only one spouse does not work. This must be a team effort.

I will help you develop and implement a plan specific to your unique situation. You may be facing a crisis like bankruptcy, foreclosure, or harassing creditors. Maybe you need help building wealth or starting your small business. Even if you have some general questions about money management, financial coaching could be right for you. I am trained to handle a wide variety of situations and will offer detailed advice and a specific plan to make your money work for you!

I have been trained by the Dave Ramsey, Inc team, but I am an independent business owner. All of my financial guidance is based on the principles Dave teaches as well as my financial background.

I am a Ramsey Preferred Coach and I do not have the right to share your personal information.  All information is kept in the strictest of confidence.

My clients usually have these common situations and myths about money:

• In debt
• Living paycheck to paycheck
• Embarrassed and ashamed about their financial situation
• Have made financial mistakes in their past
• Believe they are the only person who has trouble with money management (not true)
• Wonder how they could afford a financial coach
• Think that if they had the money they'd fix their problems on their own
• Have had emergency setbacks that got them off track
• Don’t know how to build a basic budget
• Don't know where to start and are overwhelmed
• Have irregular income which they believe makes budgeting difficult
• Want a stress free financial life

I will work diligently to understand and evaluate your current budget, goals and resources. We will begin developing a strategy to meet and exceed your goals.  I will recommend a specific course of action that is smart, realistic and easy-to-follow.

I accept:  Cash, Check or Debit Card via an invoice

With financial coaching you are making an investment in your financial future and changing your financial legacy. During your complimentary financial consultation, we will discuss your curent finanical situation, your goals and what it will take for you to attain your goals. Once we decide that financial coaching is a good fit for you, I will walk you through the session packages that I offer.

We will meet via Zoom or in a public location such as a coffee shop or public library.

Financial Coaching is designed to give you accurate and authoritative information regarding the subject matter covered. It is provided with the understanding that the coach is not to render legal, accounting, or other professional advice. Depending on our situation, you must also seek the services of a licensed legal, accounting and/or investing professional.

Failure to show up for an appointment(s) or appointment(s) not canceled and/or rescheduled at least 24 hours prior to your scheduled appointment, will result in forfeiting that appointment and payment. Monday appointments must be canceled by 5 pm on Friday. If the business is closed due to inclement weather, you will be able to make up missed appointments.